RL360 Regular Savings Plan Malaysia - Features

Getting started

If you are keen to start saving, the first thing you should do is have a conversation with your financial adviser. We believe it's crucial that you take professional advice before investing in any of our products, and that is why we only accept business introduced via financial advisers. They will be best placed to advise you as to how to tailor your savings plan so that it best meets your specific needs and attitude to risk. 

The following information provides a summary of the main features of the savings plan. Before you apply, you should read the literature suite in full which can be downloaded from this website.

Here is a brief summary of some of the options:

• you can set up your plan in 1 of 4 currencies including Pound sterling (GBP), Euro (EUR), United States dollar (USD) and Australian dollar (AUD)
• you can start saving with as little as USD 350 a month (this can always be increased later)
• 100% of each regular payment will be allocated to the purchase of units in your plan. For larger payments, the allocation rate can increase up to 102%
• you can pay via a number of different methods including credit card
• you will be able to select from more than 350 funds from some of the world's leading fund managers, and you won't pay any initial fund charges
• there are no charges for changing funds using our online service, so you can switch between sectors and themes as frequently as you decide
• if your circumstances change, even if only after a short while, your savings plan can change with you – our payment holiday option means you can take a break from saving. You can also take withdrawals should you need to, and pay in lump sums when you want to. Please read the Product Guide for further details.