RL360 Regular Savings Plan Malaysia

An affordable, flexible, regular savings plan

Our savings plan is a quality product for those who wish to save for their future regularly but flexibly - perhaps to supplement savings outside of a pension or other tax-advantaged vehicles. It provides the potential to build up cash for substantial future expenditures, such as paying school or university fees, or supplementing income in retirement.

Retirement planning

Unlike a pension, our savings plan has the potential to provide much greater flexibility: you can make withdrawals at any time after the establishment period. And, more importantly, there is no obligation to purchase an annuity at the end of the payment term.

Education planning

Confucius said that if you want to know where your riches are buried, look inside your children’s heads. Scholars assume he was talking about the value of education. We suspect he might also have had the cost in mind. Because, sadly, a good education can be eye-openingly expensive. 

Here are some of the main costs you could have to meet. School entrance fees; tuition fees; boarding fees (if applicable); further costs including uniforms and sports kit, transportation, trips, and other extracurricular (and often extraordinarily expensive) activities. Visit our education fees calculator to see what all this could mean for you.

General savings

Even if you believe that you have no pressing need to save, it’s never a bad idea to accumulate wealth. Our savings plan offers a disciplined savings routine which, in turn, can leave you with a warm glow. And, as your regular saving becomes habit you'll be helping to safeguard yourself against unexpected expenses such as medical bills.