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Important Information

This is only a summary and general introduction to RL360 PIMS. You should speak to your financial adviser and read the RL360 PIMS literature suite before making an investment decision. We can only accept business that is introduced via a financial adviser.

PIMS - Latest fees

PIMS is built around a simple proposition of choice, flexibility and tax-efficiency.

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Latest PIMS charges

There are a number of other charges that apply to RL360 PIMS plans that are not percentage based. These charges relate to the servicing of your plan and the latest charges are shown below. We update this page as and when these charges change. When you invest in PIMS, you will receive a Plan Schedule and this details the charges specific to the charging structure you have agreed with your financial adviser. A full description of charges can be found in the PIMS Product Guide.


1. PIMS plans issued January 2019+

Dealing & Custodian charges

These charges apply per purchase and sale of an asset. If the assets linked to your plan are managed by a discretionary manager, or via an external platform, then the dealing and custodian charges below may not apply. You should speak to your financial adviser and/or the platform provider, or discretionary manager to confirm applicable charges.


Plan currency
AUD
CHF
EUR
GBP
HKD
JPY
USD
Dealing 36 26 24 20 200 3,100 28
Custodian 72 52 48 40 400 6,200 56

Servicing charge

These are the servicing charges which currently apply when taking out a new plan. They increase each year with inflation. We measure inflation based on the Isle of Man Retail Price Index. The charge is deducted on a quarterly basis in line with your plan start date, and continues until the plan comes to an end.


Plan currency
AUD
CHF
EUR
GBP
HKD
JPY
USD
Servicing 180 130 120 100 1,000 15,500 140

Valuation charge

If you require a paper valuation to be sent to you, the following charge will apply.


Plan currency
AUD
CHF
EUR
GBP
HKD
JPY
USD
Valuation 180 130 120 100 1,000 15,500 140

2. PIMS Plans issued January 2015 + - click to show

Dealing & Custodian Fees

These fees apply per purchase and sale of an asset. If the assets linked to your plan are managed by a discretionary manager, or via an external platform, then the dealing and custodian fees below may not apply. You should speak to your financial adviser and/or the platform provider, or discretionary manager to confirm applicable charges.


Plan currency
AUD
CHF
EUR
GBP
HKD
JPY
USD
Dealing 36 30 24 20 250 3,400 32
Custodian 72 60 48 40 500 6,800 64

Flat Administration Fees

These are the flat administration fees that will have applied at the outset of a plan. They will have increased each year with inflation. We measure inflation based on the Isle of Man Retail Price Index. The fee is deducted on a quarterly basis in line with your plan start date, and continues until the plan comes to an end.

Plan currency
AUD
CHF
EUR
GBP
HKD
JPY
USD
Flat Admin Fee 180 150 120 100 1,250 17,000 160
Flat Admin Fee 10yr paf 225 187.50 150 125 1,562.50 21,250 200

PAF stands for percentage administration fee. The higher flat administration fee applies if your PIMS charging structure includes a percentage administration fee with a 10 year early exit period.


Additional Valuation Fees

If you require a paper valuation to be sent to you, the following charge will apply.


Plan currency
AUD
CHF
EUR
GBP
HKD
JPY
USD
Valuation fee 180 150 120 100 1,250 17,000 160


3. PIMS Plans issued before January 2015 - click to show

Dealing & Custodian Fees

These fees apply per purchase and sale of an asset. If the assets linked to your plan are managed by a discretionary manager, or via an external platform, then the dealing and custodian fees below may not apply. You should speak to your financial adviser and/or the platform provider, or discretionary manager to confirm applicable charges.


Plan currency
AUD
CHF
EUR
GBP
HKD
JPY
USD
Dealing 31 32 32 20 320 3,200 32
Custodian* 46.50 48 48 30 480 4,800 48

* Please note that for the pre January 2011 PIMS plans, the custodian fee is referred to as the 'Banking fee'


Flat Administration Fees

These are the flat administration fees that will have applied at the outset of a plan. They will have increased each year with inflation. We measure inflation based on the Isle of Man Retail Price Index. The fee is deducted on a quarterly basis in line with your plan start date, and continues until the plan comes to an end.

Plan currency
AUD
CHF
EUR
GBP
HKD
JPY
USD
Flat Admin Fee 139.50 144 144 90 1,440 14,400 144

Additional Valuation Fees

If you require any paper valuations, the following charge will apply.


Plan currency
AUD
CHF
EUR
GBP
HKD
JPY
USD
Valuation fee 139.50 144 144 90 1,440 14,400 144


Important Information

This is only a summary and general introduction to RL360 PIMS. You should speak to your financial adviser and read the RL360 PIMS literature suite before making an investment decision. We can only accept business that is introduced via a financial adviser.