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Important Information

This is only a summary and general introduction to RL360 LifePlan. You should speak to your financial adviser and read the RL360 LifePlan literature suite before making a decision. We can only accept business that is introduced via a financial adviser.

RL360 LifePlan Protection Policy FAQs

A flexible life assurance protection policy that can be tailored to meet your requirements. Life cover for real life.

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Frequently Asked Questions About RL360 LifePlan

We have pulled together this list of frequently asked questions to help answer some of your most common queries about RL360 LifePlan.


Changing the Policy

Q Can the policy currency be changed once the policy has been issued?

A No. The policy currency must remain the same as the currency selected at application stage.


For further information, please refer to the RL360 LifePlan Terms & Conditions.


Payment Methods

Q I would like to pay my premiums by credit card. Are there any additional charges for paying by this method?

A No. Unlike some life companies who charge an additional 1% per each premium paid, we apply NO additional charges for paying by credit card.


Q What is the minimum vanishing premium term for RL360 LifePlan?

A The minimum term is 5 years.


RL360 LifePlan Benefits

Q How are benefits paid for?

A Benefits are paid for through the cancellation of units, and are taken on a monthly basis in advance.


Q What is the maximum level of life cover available with RL360 LifePlan?

A The maximum is USD7,500,000 (or currency equivalent). Cover can be indexed above these initial maximums. Country restrictions may apply.


Q What is the maximum level of critical illness cover available with RL360 LifePlan?

A Total critical illness cover is limited to USD750,000 (or currency equivalent). Cover can be indexed above these initial maximums. Country restrictions may apply.


Q Is there a maximum amount of total benefits?

A Yes. The value of all benefits cannot exceed USD7,500,000 (or currency equivalent).


Learn more about the Key Features of RL360 LifePlan.


Funds

Q What charges are applied to the underlying funds that I can invest in?

A The fund range provides you with access to direct funds without any initial charges or bid/offer spreads. The only fund charge applied is the underlying annual management charge of the direct fund itself.


For more information read the RL360 Protection Investment Guide for LifePlan.


Q Who is responsible for my fund choices?

A You or the company you nominate to act on your behalf. RL360 does not provide investment advice and will not provide you with guidance as to which funds are suitable for you.


For more information, download the RL360 LifePlan Brochure.


Online Service Centre

Q Is it possible to instruct fund switches online?

A Yes. You can instruct switches online as long as you are registered for our Online Service Centre (OSC) and have the necessary dealing authority.


Important Information

This is only a summary and general introduction to RL360 LifePlan. You should speak to your financial adviser and read the RL360 LifePlan literature suite before making a decision. We can only accept business that is introduced via a financial adviser.

Contact us

Isle of Man

+44 (0) 1624 681 682 | Email

Hong Kong

+852 3929 4333 | Email

Malaysia

+60 3 2167 8900 | Email

Dubai

+971 (0) 4 378 2700 | Email

Lebanon

+961 (1) 202 183/4 | Email

Africa

+27 (0) 11452 7310 | Email

Uruguay

+598 2626 2390 | Email