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Important - financial advice

This is only a summary and general introduction to RL360° LifePlan. You should speak to your financial adviser and read the RL360° LifePlan literature suite before making a decision. We can only accept business that is introduced via a financial adviser.

RL360° LifePlan
Protection Policy FAQs

A flexible life assurance protection policy that can be tailored to meet your requirements. Life cover for real life.

Frequently Asked Questions About RL360° LifePlan

We have pulled together this list of frequently asked questions to help answer some of your most common queries about RL360° LifePlan.


Changing the Policy

Q Can the policy currency be changed once the policy has been issued?

A No. The policy currency must remain the same as the currency selected at application stage.


For further information, please refer to the RL360° LifePlan Terms & Conditions.


Payment Methods

Q I would like to pay my premiums by credit card. Are there any additional charges for paying by this method?

A No. Unlike some life companies who charge an additional 1% per each premium paid, we apply NO additional charges for paying by credit card.


Q What is the minimum vanishing premium term for RL360° LifePlan?

A The minimum term is 5 years.


RL360° LifePlan Benefits

Q How are benefits paid for?

A Benefits are paid for through the cancellation of units, and are taken on a monthly basis in advance.


Q What is the maximum level of life cover available with RL360° LifePlan?

A The maximum is USD7,500,000 (or currency equivalent). Cover can be indexed above these initial maximums. Country restrictions may apply.


Q What is the maximum level of critical illness cover available with RL360° LifePlan?

A Total critical illness cover is limited to USD750,000 (or currency equivalent). Cover can be indexed above these initial maximums. Country restrictions may apply.


Q Is there a maximum amount of total benefits?

A Yes. The value of all benefits cannot exceed USD7,500,000 (or currency equivalent).


Learn more about the Key Features of RL360° LifePlan.


Funds

Q What charges are applied to the underlying funds that I can invest in?

A The fund range provides you with access to direct funds without any initial charges or bid/offer spreads. The only fund charge applied is the underlying annual management charge of the direct fund itself.


For more information read the RL360° Protection Investment Guide for LifePlan.


Q Who is responsible for my fund choices?

A You or the company you nominate to act on your behalf. RL360° does not provide investment advice and will not provide you with guidance as to which funds are suitable for you.


For more information, download the RL360° LifePlan Brochure.


Online Service Centre

Q Is it possible to instruct fund switches online?

A Yes. You can instruct switches online as long as you are registered for our Online Service Centre (OSC) and have the necessary dealing authority.


Important

Financial advice

This is only a summary and general introduction to RL360° LifePlan. You should speak to your financial adviser and read the RL360° LifePlan literature suite before making a decision. We can only accept business that is introduced via a financial adviser.

Contact us

Isle of Man

+44 (0) 1624 681 682 | Email

Hong Kong

+852 3929 4333 | Email

Malaysia

+60 3 2167 8900 | Email

Dubai

+971 (0) 4 378 2700 | Email

Lebanon

+961 (1) 202 183/4 | Email

Africa

+00 27 (0) 11452 7310 | Email