Generic Links

 

Welcome to RL360°

Online Services Secure online services

Sign in | register

Important - financial advice

This is only a summary and general introduction to RL360° LifePlan. You should speak to your financial adviser and read the RL360° LifePlan literature suite before making a decision. We can only accept business that is introduced via a financial adviser.

RL360° LifePlan
Protection Policy Features

A flexible life assurance protection policy that can be tailored to meet your requirements. Life cover for real life.

Getting started with RL360° LifePlan

If you are needing protection, the first thing you should do is have a conversation with your financial adviser. We believe it's crucial that you take professional advice before considering any of our products, and that is why we only accept business introduced via financial advisers. They will be best placed to advise you as to how to tailor a RL360° LifePlan to meet your specific protection needs.


Here is a brief summary of some of the options and key features:

  • You can set up a policy in 1 of 4 currencies including Pound sterling (GBP), Euro (EUR), United States dollar (USD) and Japanese yen (JPY).
  • You can arrange term cover alongside whole of life for a specified period. This way, you can have additional cover during the anticipated term of a mortgage or loan, and still have a healthy lump sum on death.
  • You can have whole of life cover, without having to pay premiums for the whole of your life. You choose the premium term, stop paying at your chosen age, and still have a fully funded policy in place – even if you live to 100 (or beyond).
  • With automatic benefit indexation, you can set up RL360° LifePlan to offset the effects of future inflation – maintaining real protection levels.
  • The family-friendly guaranteed insurability option, means that if your circumstances change in the future – due to marriage or birth of a child – you may be able to increase your cover without medical underwriting.
  • When you take out an adult RL360° LifePlan policy with critical illness cover, we can automatically cover up to three of your children to a maximum of USD 15,000 at no extra cost.

In order to obtain life cover we will, in most cases, require you to undertake a degree of medical underwriting. Maintaining cover is subject to you continuing to pay the agreed premiums throughout the relevant term.


For the full details about the RL360° LifePlan protection policy, download the RL360° LifePlan literature suite.


Important

Financial advice

This is only a summary and general introduction to RL360° LifePlan. You should speak to your financial adviser and read the RL360° LifePlan literature suite before making a decision. We can only accept business that is introduced via a financial adviser.