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About RL360° - Offshore Investments and Savings provider

360° perfectly describes our all encompassing approach to providing superior investment, protection and tax-planning solutions.

We are a genuinely global business with an experienced workforce focussing on the needs of our customers to deliver solutions others may be blind to. We’re based in the offshore financial stronghold of the Isle of Man, from where we do business in Asia, Africa, the Middle East and the UK. RL360° is part of the RL360 Group. On 1 December 2015 the RL360 Group acquired CMI Insurance Company Limited (CMI) from Lloyds Banking Group. The addition of CMI creates a combined group with 60,000 policyholders, in excess of $10 billion assets under management and 300 staff*.

This 360° vision gives us everything we need to continue providing exciting solutions for international advisers and their clients.

A strong location

Over the last 25 years the Isle of Man has become one of the world’s most important financial hubs. The Island provides our company, products and clients greater scope for tax efficiency, backed up with tough layers of protection.

The Isle of Man enjoys exceptional political and economic stability, and crucially, enacts its own legislation, direct taxation and fiscal policies independent of the UK.

In these turbulent financial times, finding a safe and responsible place for your client’s money is imperative. The Isle of Man has an outstanding reputation for investor protection and security. Our policyholders are protected by the Isle of Man Compensation of Policyholders protection scheme which is an amount equal to 90% (subject to the provisions of the scheme).

For further reassurance, take a look at the Island’s official country risk rating of AA1 from Moody's (December 2014).

The offshore advantage

As an international business based offshore on the Isle of Man, one of the perks of investing with us is greater scope for tax efficiency.

An investment in an offshore bond is not subject to any ongoing tax in the Isle of Man.

This means you can manage your investments within the offshore bond without having to worry about tax charges arising each time you restructure your portfolio**. Also, depending on your country of residence , you may be able to defer any tax payable on the growth of your investment until such time as you cash it in.

The advantages don’t stop with the tax considerations. Though we structure bonds as long-term investments, an offshore bond also lets you get hold of your money relatively easily if you need to when compared to other investment structures that may impose restrictions.

In short: by investing with us offshore, you can get to hold onto more of your money. You can also access a wider range of investment opportunities than may be available to residents of certain jurisdictions.

* All figures as at 1 December 2015

** Funds in some jurisdictions may impose a withholding tax

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